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Olvin Daniel
Olvin Daniel is a micro-entrepreneur who makes balconies. He is 31 years old, married, and has three sons. Olvin lives in the subdivision of Poncaya in the town of Patuca.


He learned this trade from a neighbor. Olvin has a studio, which gave him the opportunity to gradually learn each of the components required to operate his business. A few years later, he decided to open his own shop but the start was difficult because he did not have the necessary tools. Olvin was not discouraged by adversity and pressed forward. He now has some work that gives him what he needs to support his family. His work schedule begins very early in the morning and ends in the afternoon. His eight-year-old son helps him when he comes home from school.


The loan Olvin is requesting will be used to buy metal, lattices, and paint. He will also pay the transportation costs to have these materials delivered to his home. Otherwise, he would have to travel to the town of Catacamas. With the help from this loan, he will be able to proceed with some of his outstanding jobs.


Olvin hopes that the economic situation in his community will improve so that he will have work to support his wife and children. He has participated in three loan cycles with FAMA and is a client who is prompt with his payments.

View original language description ↓
Olvin Daniel es un microempresario que se dedica a la balconeria, tiene 31 años de edad, es casado, tiene tres hijos varones, y reside en la colonia Poncaya en el municipio de Patuca.

Olvin aprendió de su oficio gracias a un vecino de él, ya que éste tenía un taller y le dio la oportunidad de desempeñarse e ir aprendiendo poco a poco cada una de las actividades que se realizaban en el taller. Luego de unos año él se decidió a instalar su propio local y aunque al inicio fue un tanto dificil ya que no contaba con las herramientas necesarias, Olvin no se dejo vencer por las adversidades y siguió adelante, y actualmente cuenta con poco trabajo pero le da lo necesario para el sostenimiento de su familia. Su horario laboral inicia desde muy temprano por la mañana y culmina por las tardes, y su hijo de 8 años luego de regresar de la escuela le ayuda.

El prestamo que Olvin esta solicitando lo necesita para comprar metal, celosías y pintura, y tambien para pagar el flete que llevará estos materiales hasta su lugar de residencia, ya que para adquirirlos tiene que viajar al municipio de Catacamas. Con el apoyo de este prestamo podra sacar unos trabajos que ya tiene encargados.

Su esperanza es que la situacion economica mejore en su comunidad y asi poder tener trabajo para mantener a su esposa e hijos. Tiene tres ciclos en FAMA y ha sido un cliente puntual con el pago de sus cuotas.

Additional Information

About FAMA:

Honduras is one of the poorest countries in the Western Hemisphere with approximately 59% of people living below the poverty line. Familia y Medio Ambiente OPDF (FAMA OPDF) is a Honduran non-profit with no religious or political affiliation. FAMA’s mission is to provide quality and opportune financial services so that men and women have equal opportunities to develop their micro or small businesses, whether they focus on agriculture, manufacturing or services. FAMA operates 13 branches throughout Honduras and serves over 12,500 clients.

About Honduras

  • $4,800
    Average annual income
  • 78
    View loans »
    Honduras Loans Fundraising
  • $8,803,075
    Funds lent in using Kiva
  • 18.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Olvin Daniel to buy metal, lattices, and paint.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 19, 2011
Listed
Sep 21, 2011
Currency Exchange Loss:
Possible
Ended:
Feb 15, 2012