Griselda is 60 years old, married, and has five children from her marriage. She is a hard-working and responsible mother who gets her family ahead in life. She is currently working at H&S laboratories in the collections department and is doing very well. She also has a small business selling meals such as 'papa rellena' (stuffed potatoes), 'causa rellena' (a layered potato dish) and 'ceviche' (a marinated fish dish). She hires premises at the university where she sells her delicious dishes. She has been in this business for four months and it is doing very well. On this occasion, Griselda needs a loan to expand her premises and buy supplies such as rice and sugar.
The 'Llankasunchis' community bank meet once a month in the city of Cusco. The members of the community bank are hard working and entrepreneurial. They are always looking for opportunities to get ahead in life and, through their daily work, they aim to proviD. their children with a better future. Most of the members live in the city of Cusco and are engaged in businesses such as: selling handicrafts, selling food, selling cosmetics and providing services.
Cusco is known for being a very touristy and commercial area. It is also known for its traditional Inti Raymi festival and because it is home to one of the seven wonders of the world (Machu Picchu).
La señora Griselda tiene 60 años y es casada y fruto D. esta unión tiene cinco hijos, ella es una madre trabajadora y responsable que saca adelante a su familia, ella está trabajando en los laboratorios H&S en el área D. cobranza y le va muy bien,ella también tiene un pequeño negocio D. venta D. comida fría como por ejemplo papa rellena, causa y ceviche, ella tiene un local alquilado por la universidad donD. venD. sus ricos potajes. Ya son 4 meses que tiene el negocio y le va muy bien. En esta oportunidad Griselda requiere el préstamo para ampliar el local y para comprar insumos como arroz y azúcar.
Las reuniones D. las socias del Banco Comunal “Llankasunchis” son cada treinta días en la ciudad del Cusco. El banco Comunal está conformado por personas que son trabajadores y emprendedores que buscan a cada momento las oportunidades para salir adelante y con su esfuerzo diario entregar un mejor futuro a sus hijos. La mayoría D. los socios viven en la ciudad del Cusco y sus actividades económicas D. los demás socios son por ejemplo venta D. artesanía, venta D. comida, venta comestibles, venta D. cosméticos y otros brindan servicios varios.
Cusco es conocido por ser una zona muy turística, comercial, por su fiesta tradicional del Inti Raymi y porque se encuentra una D. las siete maravillas del mundo “Machupicchu”.
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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