Geoffrey is a 48-year-old married man with six children. He owns a house in Kasese, Uganda. The responsibility to look after the family rests on him and his dream is to educate his children up to higher levels of education. He has been in farming for 20 years and with the proceeds, he has been able to buy land where he has a banana plantation. His hardship is the dry seasons, which lead to low output and his visions are having high yields and buying more land. Geoffrey needs the loan to buy beans, maize, cotton and pineapples to plant.