Rafayil is a gentleman who has dedicated himself to the business of farming and raising livestock for the past four years. He is married and has three children. He usually buys small calves, raises and fattens them and resells them in several months at a profitable price. His wife actively helps him in looking after the cattle. The necessity that he is currently faced with is the need to invest in the purchase of cattle. For this simple reason he is seeking a 1,000 AZN loan to obtain cattle to sell.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.