Gulovshe is a 46-year-old woman who is engaged in cattle breeding. She is married and has five children. Her business is the only source of income in her family. Her son helps her a lot, particularly in selling the grown animals. She usually sells growing cattle in the livestock bazaar after 5 or 6 months of raising them. Her monthly income is 150 USD. Gulovshe applied for 1,000 AZN to purchase more calves and improve the living conditions of her family.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.