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Chay and his wife, Chanthy, live along National Road No.1, approximately 35 kilometers from Phnom Penh City. They have been married since 1993 and have five daughters.

Chay and his wife are rice and vegetables farmers. He is applying for his second Kiva loan of 1,000 USD to make a new stairway for his house because it’s old and breaks. He will also use part of the loan to buy seeds, fertilizer and pesticide to maintain his farm.

In the photo are Chay and his wife and their young daughter.

Additional Information


MAXIMA Mikroheranhvatho is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 254
    View loans »
    Cambodia Loans Fundraising
  • $37,497,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Chay to make a new stairway for his house and to buy seeds, fertilizer and pesticide to maintain his farm.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Sep 15, 2011
Sep 19, 2011
Currency Exchange Loss:
Dec 15, 2012