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Joe Ann
Joe Ann is married with seven school-aged children. Joe Ann is 42 years old and lives in Kinangay Sur, Clarin, Misamis Occidental, Philippines.

To earn a living, she owns and operates a general store selling grocery items, some hardware products, kitchenware, varieties of rice, school and office supplies and much more. She has run the business for over ten years and has met various personalities (gentle, stern, frank persons, etc.). Little by little she got used to it. Each month, she earns about PHP 18,000 doing this type of work. She has requested a loan of PHP 50,000 to purchase more rice for resale.

Joe Ann has been a member of GDMPC since 1995. She is a long time member of the cooperative. This current request is her 27th loan cycle recorded with GDMPC. In the future, Joe Ann hopes to widen her selling area and acquire new feasible products to sell to sustain the business. She wants all of her children to finish a degree.

Additional Information


Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

About Philippines

  • $7,000
    Average annual income
  • 1515
    View loans »
    Philippines Loans Fundraising
  • $59,173,600
    Funds lent in using Kiva
  • 43.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Joe Ann to purchase more rice for resale.
100% repaid
Repayment Term
3 months (Additional Information)
Repayment Schedule
At end of term
Aug 31, 2011
Sep 26, 2011
Currency Exchange Loss:
Oct 15, 2011