María is 49 years old and single, but she has five children. She lives in Pujilí, half an hour away from Latacunga. María considers herself to be a friendly and charismatic person. She likes talking with people, and is very cheerful.
María works raising livestock. She has been working with Fodemi for three years. The current loan that she is requesting is for the purchase of calves which she will raise and breed, providing good income with their future sale. In this way, she will be able to provide her children with an education.
Her dream is for her children to become professionals, and to have a large livestock business.
María tiene 49 años es soltera pero tiene 5 hijos, vive en Pujilí a media hora de Latacunga. María se considera una persona amable, carismática, le gusta hablar mucho con la gente y es muy felíz.
María trabaja en la crianza de animales, trabaja con Fodemi por 3 años, el actuál crédito que solicita es para la compra de terneros para su crianza y reproducción lo cuál le dará muchos ingresos con sus futuras ventas y así podrá dar la educación a sus hijos.
Su sueño es que sus hijos sean profesionales y tener un gran negocio de ganado.
About VisionFund EcuadorVisionFund Ecuador is a microenterprise development fund that supports groups of entrepreneurs who lack access to formal financial systems. The organization works with vulnerable populations, especially women, in the marginalized urban and rural sectors of Ecuador. Its clients work in a variety of sectors including agriculture, artisan crafts and the commercial and service sectors. Kiva lenders’ funds are used to expand the organization’s services to the poor living in more rural parts of Ecuador.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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