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Esperanza De Vida Con El Futuro Group
In this Group: Guillermo, Betty Consuelo*, Maria Isabel, Gladys, Noemi Aida, Juana, Rossi Maribel, Celina Zelma, Policarpio, Reina*
* not pictured
Guillermo is 54 years old, has 4 children, and lives together with a partner. He is a member of the community bank “Esperanza de vida con el Futuro” [Hope of Life with a Future]. Ten members who work in diverse commercial activities formed this group. Guillermo has been working for 10 years in Lucería sales, that is to say, plates, cups, knickknacks, and glasses.

Guillermo buys wholesale and sells from his home. This business came about as the result of his wife dying and he had to stay with the 4 children supporting and caring for them while at the same time working very hard in order to raise them.

Guillermo tells us that today he has more customers and the trust of his clients because of the good products that he sells.

Thanks to his fortitude and hard work he attained a higher income, allowing the children to study. Little by little he bought things for the house and above all gave his family a better quality of life.

In order to continue growing he is asking for a new loan with which he will buy Lucería plates, glasses, and knickknacks. We know that Guillermo will meet his goals with hard work and strength and that a loan from Edaprospo will help him.
View original language description ↓
El Sr. Guillermo es conviviente, tiene 4 hijos, Guillermo tiene 54 años de edad actualmente es integrante en la alcancía comunal “Esperanza de vida con el Futuro” grupo conformado por 10 socios que se dedican a diversas actividades de comercio. Guillermo trabaja desde hace 20 años en la venta de Locería es decir platos tazas adornos vasos, Guillermo compra por mayor y los vende a domicilio este negocio surge a raíz de que su esposa falleció y el se quedo con sus 4 hijos y tenía que mantenerlos y cuidarlos a la vez es así que trabajo muy duro para sacar adelante a sus hijos, Guillermo nos cuenta que hoy en dia tiene mayor clientela y la confianza de sus cliente por los buenos productos que vende, gracias a su esfuerzo y dedicación a logrado mejores ingresos económicos, sus hijos pudieron estudiar, poco apoco fue comprando cosas para su hogar y sobre todo su familia cuenta con una mejor calidad de vida, con el fin de seguir creciendo a solicitado un nuevo préstamo para comprar Locería (Platos, vasos adornos) .Sabemos que Guillermo cumplirá sus metas con mucho trabajo y esfuerzo y que los préstamos de Edaprospo le ayudaran.

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 83
    View loans »
    Peru Loans Fundraising
  • $55,213,250
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Esperanza De Vida Con El Futuro Group's $2,175 loan helped a member to buy merchandise from Lucería such as plates, glasses and other items.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 16, 2011
Listed
Sep 20, 2011
Currency Exchange Loss:
Covered
Ended:
Jan 15, 2012