Juan is an expert in video presentations and publicity. He needs the loan to buy a laptop computer so that he can take his designs to his customers and do more professional presentations that will impress his potential customers. He lives in his parents’ house located in the city of La Paz’s San Pedro zone. He’s single and has no children. This is the first time the client gets a loan and he hopes to grow as a micro businessman and this is why the loan is being channeled through Kiva.
El señor Juan, es experto en ediciones de video y publicidad. El crédito lo requiere para la comprar una computadora portátil para llevar los diseños a sus clientes y de s esta manera hacer presentaciones más profesionales que impresionen a sus potenciales clientes. Vive en casa de sus padres la misma queda ubicada en la zona San Pedro de la ciudad de La Paz, es soltero y no tiene hijos. Es la primera vez que el cliente obtiene un crédito esperando crecer como microempresario, por esto es que se canaliza el crédito a través de Kiva.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.