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Abunzubumwe / Kzr Group
In this Group: Fiacre, Laurence, Marc*, Emmanuel, Annonciatte*, Venuste, Theoneste, Lazaro, Samuel, Athanase
* not pictured
Fiacre is a member of Abunzubumwe / KZR Group, which means "uniting people". He was born in Rwanda. He is married and the father of five children, aged 3 to 12. Three of his children attend school.

Fiacre is a rice farmer. This is his first loan cycle with ACB. He will use his loan to buy chemical fertilizers and pay for labor to work in his rice field.

His growth strategy consists in using chemical fertilizers, cultivating a small acreage and yielding a good harvest. In the years to come Fiacre would like to become a supplier in several regions of Rwanda and in the adjacent countries. He will use his profit to provide food and education to his children.
View original language description ↓
Fiacre fait partie du groupe Abunzubumwe/KZR. Le nom du groupe signifie « unir les gens ». Fiacre est né au Rwanda. Il est marié avec 5 enfants de 3 à 12 ans, dont 3 scolarisés.

Fiacre est cultivateur de riz. C’est son premier cycle de prêt avec ACB. Il va utiliser son crédit afin d’acheter des engrais chimiques et payer la main d’œuvre pour son agriculture de riz.

Sa stratégie pour la croissance de son business est d’utiliser des engrais chimiques, cultiver peu d’espace et récolter une grande quantité. Dans les prochaines années, Fiacre voudrait devenir fournisseur dans différentes régions et dans les pays voisins. Avec les profits, il prévoit de nourrir et éduquer ses enfants.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 50
    View loans »
    Rwanda Loans Fundraising
  • $15,230,800
    Funds lent in using Kiva
  • 590.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Abunzubumwe / Kzr Group's $1,700 loan helped a member to buy chemical fertilizers and pay for labor to work in his rice field.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Sep 12, 2011
Sep 17, 2011
Currency Exchange Loss:
Apr 27, 2012