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Duc, a 38-year-old married man, lives in Ho Chi Minh City. He has a son. He and his wife earn an income by selling many kinds of beads and hair pins in their community. They have been in this business for ten years.

Duc requires a loan to purchase a greater quantity and range of different products, including beads, pins, and assorted hair and beauty accessories, to better serve his customers. He hopes that will permit him to attract more customers, to earn more income, and to improve his living conditions.

Additional Information

About Capital Aid Fund for Employment of the Poor

Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.

About Vietnam

  • $5,600
    Average annual income
  • 99
    View loans »
    Vietnam Loans Fundraising
  • $14,751,900
    Funds lent in using Kiva
  • 20,830.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Duc to purchase a range of hair and ornamental products (beads, pins, assorted hair accessories) for selling.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Aug 26, 2011
Sep 18, 2011
Currency Exchange Loss:
Jun 15, 2012