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Ngoc, 47 years old, is married and has a daughter. She lives with her husband and her daughter in Ho Chi Minh City.

Ngoc's husband earns money as a driver. Ngoc supports her family by sewing packing bags at her house. Ngoc would like to take a loan to buy a sewing machine to increase her production.

Ngoc hopes her business runs smoothly and that she will help to improve her family's living conditions and provide her daughter with a good education.

Additional Information

About Capital Aid Fund for Employment of the Poor

Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.

About Vietnam

  • $725
    Average annual income
  • 64
    View loans »
    Vietnam Loans Fundraising
  • $12,787,500
    Funds lent in using Kiva
  • 20,830.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Ngoc to buy a sewing machine to increase production.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Aug 31, 2011
Sep 18, 2011
Currency Exchange Loss:
Jun 15, 2012