Guadalupe De Reyes Group
Joel tells us that he decided to start his own grocery store business seven years ago because he saw the need to get his family ahead. This is even more important now that he has a granddaughter, whom he cares for as if she were his own daughter. He also tells us that even though he has a problem with one leg, he hasn't given up and he is still working to give his family a better quality of life.
He sells his groceries from the comfort of his own home. In part of his house he has a small space where he lays out his products on some stands and a table. He also tells us that he always tries to have everything that his customers ask for in order to have more customers every day.
Joel needs this loan to buy rice, eggs, oil, candies, Sabrita snacks, bread, drinks, juice, powdered Jell-O, canned goods, beans, bleach, soap, detergent, and powdered soap for his next sale.
He hopes that his business will prosper with this investment because he wants it to grow. He hopes to be able to offer his granddaughter a better future and a better life.
Joel is a member of a group made up of ten members. They are:
Ana Karina- Cosmetics
Juaquina- Metal work
Alberto- Mexican fast food
Rosa- Fast food sales
Dorotea- Mexican fast food sales
Don Joel nos platica que desde hace 7 años decidio iniciar con su propio negocio de abarrotes porque se vio en la necesidad de sacar adelante a su familia y mas ahora que ya tiene una nieta la cual cuidar como si fuera su hija, tambien nos comenta que apesar de estar enfermo de una pierna el no se da por vencido y sigue trabajando para darle a su familia una mejor calidad de vida.
El realiza sus venta de abarrotes desde la comodida de su casa, en una parte de su hogar tiene un pequeño espacio donde pone sobre unas tablas y una mesa los productos que le vende , tambien nos dice que siempre busca tener todo lo que le piden para ganar dia a dia mas clientes.
Don Joel necesita este credito para la compra de arroz, huevo, aceite, dulces, sabritas, pan, refrescos, jugos, gelatina en polvo, productos enlatados, frijol, cloro, jabon, detergente, jabon en polvo para su posterior venta.
El espera que con esta inversion su negocio prospere pues desea que su negocio cresca, y pueda darle un mejor futuro darle una mejor vida a sus nieta.
Don Joel es miembro de un grupo el cual esta formado por diez intengrantes. Los demas integrantes son:
Rosa-venta de antojitos
Dorotea-venta de antojitos mexicanos
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid