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Zaza is from the village Giorgitsminda. He is 37 years old and lives with his wife Nina and two sons (19 and 11 years old). Their younger son goes to school and the elder one helps his parents on the family farm.

Zaza runs a dairy farm. He has 4 milk cows. He and Nina produce 80 kg cheese per month and sell it locally. Also he has a car and brings wood from the forest, which is sold in the village.

Zaza requests a loan for purchasing calves. He will raise them and sell grown calves by spring for a higher price. One part of the loan will be used for purchasing the feed for cows and calves for the winter months. Zaza will spend the profits for purchasing new household goods, in order to make the house comfortable and improve the living conditions of the family members.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 42
    View loans »
    Georgia Loans Fundraising
  • $7,901,050
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Zaza to purchase calves and feed for calves and cows.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 6, 2011
Sep 17, 2011
Currency Exchange Loss:
Jul 15, 2012