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Svetlana lives in the village of Nasaguri, East Georgia. She lives with her family: her husband, Valerian; two daughters (35 and 28 years old); a son (34 years old) and her 83-year-old mother-in-law. Svetlana’s son and younger daughter work in a local store as salespersons. Her elder daughter works as a barber. Svetlana and Valerian are running the family's dairy farm. They have four milk cows and four calves. Svetlana sells milk in Tbilisi.

With the requested credit, Svetlana plans to expand the cattle shed. In the near future, she plans to increase their cows, but the existing cattle shed won't allow her to keep more cows. With more cows, Svetlana will be able to sell more milk and increase the income of the family. She hopes to purchase new household goods and improve the family's living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 42
    View loans »
    Georgia Loans Fundraising
  • $7,901,050
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Svetlana to purchase construction materials for cattle shed expansion.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 9, 2011
Sep 17, 2011
Currency Exchange Loss:
Oct 15, 2012