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Clavelitas Group
In this Group: Antonia, Catarina, Lucia, Catarina, Micaela, Juana, Izabela, Dominga, Francisca, María, Manuela, Catarina, María, Manuela, Magdalena, Maria, Dominga, Catarina, Maria, Micaela, Manuela, Micaela, Maria, Pascuala, Elena
View original language description ↓
The "Clavelitas" is an enterpreneur women's group with very low profile. These extremely shy women come from Santa Rita de Najuala, a very rural community located in the town of Solola.


Even tough they come from a very humble home, many of them are very successful business women. Seven out of the twenty-five are requesting loans higher than the usual amount, the rest are just requesting the common amount requested. It is very important to point out that this success has been achieved in less than three years.


The majority of these women are weavers who make traditional dresses. Most common items are: huipiles (cotton blouses), cortes (skirts), skirts and shirts.


Many of these women have improved their life because the sell their goods to local merchants. However, with the credit they are requesting, they are hoping to become merchants themselves. The majority of the women are going to use the money to buy fabrics and threads to make these traditional dresses.


They hope to improve their their business, homes and even purchase some land! The success of their business depends of the capital they are able to acquire. This is why your support is so important!


Translated from Spanish by Maria Peterson, Kiva Volunteer.




Las Clavelitas es un grupo de mujeres muy emprendedoras, pero de perfil muy bajo. La timidez yace en que las clientas de este banco comunal provienen de Santa Rita de Nahuala, una comunidad rural muy retirado en el departamento de Sololà.

A pesar de que las clientas provengan de un origen humilde, muchas de ellas son empresarias muy exitosas. Siete de veinte y cinco clientas están solicitando los montos más altos dentro de la institución, mientras que la gran mayoría están solicitando préstamos promedios. Es importante notar que esta carrera éxitosa lo han logrado en cuestión de dos a tres años.

La gran mayoría de mujeres en las Clavelitas son dotadas tejedoras que trabajan elaborando trajes típicos autóctonas del área rural en Guatemala. Los productos más comunes son: huipiles (blusas de algodón), cortes (faldas), fajas y blusas (poliéster).

Estas mujeres salieron adelante en el mundo textil porque antes muchas elaboraban el tejido para un comercializador, sin embargo ahora con el crédito que reciben ellas se han convertido en tejedoras y comercializadoras al mismo tiempo. La mayoría de señoras van a utilizar su préstamo para comprar hilos y tejidos para elaborar sus trajes tradicionales. Otras van a utilizar su préstamo para comprar ganado para su respectiva crianza y venta.

Las señoras de las Clavelitas esperan prosperar para poder ampliar su negocio, su casa o comprar un terreno. El éxito de su negocio depende del capital que puedan obtener para ampliar su negocio. ¡Es por eso que es importante apoyarlas!

Additional Information

About Friendship Bridge

This loan is administered by Friendship Bridge (FB), a nonprofit, nongovernmental organization that empowers thousands of impoverished Guatemalan women through its Microcredit Plus program. The program combines small loans averaging US$350 for four-to-twelve month loan terms with non-formal, participatory education.

As FB clients, women start, expand, or diversify their businesses and learn practical lessons on topics including business, health, and self-esteem. FB’s clients borrow as a group, forming Trust Banks (groups of 7-25 women who serve as co-guarantors of the loan and act as a self-regulating support network).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 97
    View loans »
    Guatemala Loans Fundraising
  • $9,667,175
    Funds lent in using Kiva
  • 7.7
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Clavelitas Group's $5,000 loan helped a member this loan is going to be used to purchase threads and other goods in order to be able to make traditional dresses. They also hope to buy cattle to sell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Feb 8, 2008
Listed
Jan 25, 2008
Currency Exchange Loss:
Covered
Ended:
Jan 19, 2009