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Gloria Esperanza
The December 24th Communal Bank meets every 15 days in the canton of Montecristi. This area is known for its rich pre-colonial culture and its handicrafts have received national and international recognition. The famous Panama hats are made in this place.


This is where Sra. Gloria lives. She is 30 years old, in a common-law relationship, and has a three-year-old son. Her husband works at a gas station.


Gloria is very enterprising woman. For the past four years, she has been selling fast food every afternoon from a cart near the University of Montecristi. She sells hamburgers, hot dogs, sodas, and fruit juices. Gloria says that this business has given her much and saw the opportunity to establish another business near where her cart is located. In front of her business, there is a shop that has been vacant for four months. She used the space to set up a fruit and vegetable business and now she spends all day managing both businesses. Gloria has a woman who she pays a salary in order to help her. She works every day from 6am to 10pm and has done very well.


This loan will be used to buy fruits, legumes, bread, meat, sausages, sodas, and other items. She has participated in four loan cycles with the Communal Bank and enjoys the assistance that she has received. Her dream is to continue growing her businesses.

View original language description ↓
EL Banco Comunal 24 De Diciembre se reúne cada quince días en el Cantón Montecristi, conocido por su rica cultura pre colonial y por su artesanía que es reconocida a nivel nacional e internacional. Lugar de los famosos sombreros de paja toquilla.

En este lugar vive la señora Gloria, tiene 30 años de edad y mantiene una relación de unión libre de la cual tiene un hijo de tres años. El marido trabaja en una gasolinera.

Nuestra amiga es una mujer muy emprendedora, ella desde hace 4 años se dedica a vender comidas rápidas en una carreta que pone todas las tardes cerca de la universidad de Montecristi, allí vende hamburguesas, hot dog, sodas y jugos de frutas. Nos cuenta que este negocio le ha dado mucho y es así como vio la oportunidad de poner otro negocio muy cerca de donde ubica su carreta, ya que al frente de su negocio había un local desocupado y ella lo rento hace 4 meses y puso allí un negocio de frutas y legumbres, pasa todo el día atendiendo sus dos negocios y tiene a una señora que le ayuda a la cual le paga un sueldo, trabaja todos los días desde las 6h00 hasta las 22h00 y le va muy bien.

Este crédito es para comprar frutas, legumbres, pan, carne, salchichas, sodas, etc. Lleva 4 ciclos en el banco comunal y le gusta por la ayuda que recibe del banco.

Su sueño es seguir creciendo con sus negocios.

About Ecuador

  • $10,200
    Average annual income
  • 48
    View loans »
    Ecuador Loans Fundraising
  • $23,231,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $775 helped Gloria Esperanza to buy fruits, legumes, bread, meat, sausages, sodas, and other items.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 31, 2011
Listed
Sep 19, 2011
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2012