Nueva Generación Centro (Cuenca) Group
One of the members is Lourdes. She lives in the city of Cuenca. This is the first loan she’s taken out in the communal bank that she was invited to join by her mother.
Our member is 31 years old, married and has a 4-year-old daughter. Her husband’s a driver by profession and works for a private firm. The house they live in is the fruit of their labor as a couple.
Lourdes is dedicated to caring for her daughter who is still little but to help with household expenses she’s been selling Yanbal products for the last three years; she also sells Omnilife products. She sells her products to friends and acquaintances.
She will use her loan to buy Yanbal brand cosmetics and Omnilife brand natural products to grow in her activity. Her goal is to buy a vehicle.
The three small attached photos are of three members who due to personal reasons were unable to be present when the group photo was taken.
Una de las integrantes de este grupo es la Señora. Lourdes, vive en la ciudad de Cuenca, este es su primer crédito que realiza en el banco comunal al cual fue invitada por su mamá.
Nuestra socia tiene 31 años, es casada y fruto de su matrimonio ha concebido una hija de 4 años de edad. Su esposo es de profesión chofer y labora prestando sus servicios a una empresa privada, la casa en la que habitan es el fruto del sacrificio conyugal.
Doña Lourdes se dedica al cuidado de su hija que aun esta pequeña y para ayudar con los gastos del hogar labora hace 10 años en el venta de productos Yanbal y hace 3 años también vende los productos Onmilife, sus productos los vende a sus amigas y conocidas.
Su crédito lo va a invertir para la compra de cosméticos Yanbal y productos naturales Onmilife para crecer en esta actividad.
Su meta es comprarse un vehículo.
Las tres fotos pequeñas adjuntas son de tres socias que por motivos personales no pudieron estar presentes, al momento de tomar la foto del grupo.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid