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Ms. Yacine is a 40-year-old married woman who lives in Senegal. She works two jobs as a hairdresser and a merchant. She chose these jobs for the love of them but also out of concern for supporting herself. She wants to avoid financial dependence. The end of the month and the approach of the holidays translate into highly favorable chances for her work.

Ms. Yacine has been an associate of a U-IMCEC branch since 2009. She is requesting a loan of 300,000 francs for buying goods to sell. Her goal is bolster her working capital. She would like to increase her profits and to find a solution to certain societal problems in her family.
View original language description ↓
Madame Yacine est une femme mariée de 40 ans qui vit au Sénégal. Elle exerce une double activité de coiffeuse et de commerçante. Elle a choisi ces activités par amour mais aussi dans le souci de subvenir à ses besoins personnels. Elle veut éviter la dépendance financière. L’approche des fins de mois et des fêtes constitue pour elle des moments très favorables a son activité. Elle est sociétaire de l’un des guichets de l’U-IMCEC depuis 2009. Elle sollicite un crédit de 300 000 frs prévu pour l’achat de produits à revendre. Son but est de renforcer son fond de roulement. Elle souhaite accroitre ses bénéfices et trouver une solution a certains problèmes sociaux de la famille.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Senegal

  • $2,300
    Average annual income
  • 37
    View loans »
    Senegal Loans Fundraising
  • $14,558,450
    Funds lent in using Kiva
  • 479.5
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Yacine to buy goods to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 17, 2011
Sep 13, 2011
Currency Exchange Loss:
Sep 15, 2012