63-year-old Carlos Antonio lives in his own home in a less well-off area of the country. He lives with his life partner who is 60 years old and a [female] friend who is 50 years old. For a long time, he has worked hard to get his beloved family ahead in life.
Carlos own a mill for grinding 'nixtamal' (corn). The mill is set up in his home. Many people come to him to grind corn into cornmeal that they later use to make delicious tortillas, a basic foodstuff in this country's diet. Carlos has gained the trust of many people in his area as he is a charismatic, committed and honest man. He has worked his whole life in this business and it is how he has earned his daily bread. Lately, Carlos has noticed that his mill needs servicing and some spare parts because, as a result of the use that it gets, these parts wear out easily. For this reason, he is requesting a loan from INTEGRAL to invest in his business and buy spare parts so that his mill works properly as it is his main work tool. He trusts in God and his work and believes that he will manage to improve his customer service which will enable him to keep his business going longer and continue receiving the rewards that he has been receiving for a long time. In this way, he hopes to continue providing his household with the support they need.
Carlos Antonio de 63 años de edad, habita en casa propia en una humilde zona del país, junto con su compañera de vida de 60 años y una amiga de 50 años. Durante mucho tiempo ha trabajado duramente para sacar adelante a su querida familia. Carlos posee un molino de nixtamal el cual ha instalado en su hogar de residencia. Muchas personas lo buscan para moler el maíz que convertirán en una masa que posteriormente se convierte en ricas tortillas, base fundamental de la dieta alimenticia en este país. Carlos se ha ganado la confianza de muchas personas en la zona donde habita ya que es un hombre carismático, dedicado y honesto. Carlos ha trabajado toda su vida en este negocio y es el que le ha generado el pan de cada día. Últimamente ha notado que el molino necesita mantenimiento y algunos repuestos ya que por el uso que le dá estos se gastan con facilidad. Es por esta razón que solicita a INTEGRAL este crédito para invertir en su negocio y comprar repuestos para el buen funcionamiento del molino que es su principal herramienta de trabajo. Confía en Dios y en su trabajo que de esta forma logrará mejorar el servicio a sus clientes permitiéndole mantener su negocio activo por más tiempo y seguir recibiendo los frutos que por mucho tiempo le ha dado. De esta forma espera continuar llevando el sustento necesario a su hogar.
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.