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Las Divinas Group
In this Group: Silvia Eugenia, Ines Zulma, Erika Mery, Ruth Marianela , Laura , Romalda , Doris , Eusebia
The “Las Divinas" community bank is about to start its first loan cycle with Pro Mujer, as part of the Santiago II regional office. The bank has eight members and is run by a board of directors which is led by Sílvia. The businesses that the members of the community bank are engaged in are varied and include: commerce, production, services and running a neighborhood store.

Candelaria tells us that this is the first time she has worked with Pro Mujer. She joined when she saw a flyer. Her business is a neighborhood store and she has been working there for two years. She learned the business from her mother.

Candelaria will use the loan that she is requesting to increase her capital (buying rice, sugar, oil, etc). She will buy these products in the street markets and sell them in her store from 6.00am to 10.00pm. This work enables her to make money with which to support her family. She is married and has one child.

When we asked her what she likes about Pro Mujer, Candelaria replied that she likes the business training and the health service.
View original language description ↓
La A.C. “LAS DIVINAS” iniciará su primer ciclo en Pro Mujer, como parte del Centro Focal Santiago II, está compuesta por ocho integrantes y está dirigida por una mesa directiva encabezada por la señora Silvia. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos tenemos: comercio, producción, servicio y tienda de barrio.

La señora Candelaria, indica que es la primera vez que trabaja con Pro Mujer, ingresando por medio un bolante. En la actualidad ella tiene un negocio tienda de barrio que viene trabajando hace dos años aprendiendo el mismo de su madre.

El crédito que ahora sacará es para aumentar su capital (compra de arroz, azúcar, aceite, etc.), que comprara de las ferias y lo venderá en su tienda de 6:00 a 22:00. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella es casada y tiene un hijo.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la capacitación para su negocio y la atención en salud.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 85
    View loans »
    Bolivia Loans Fundraising
  • $29,016,250
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Divinas Group's $1,275 loan helped a member to buy rice, oil, sugar, etc.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 2, 2011
Listed
Sep 18, 2011
Currency Exchange Loss:
Covered
Ended:
Feb 15, 2012