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Kayunga Market Women's Group B
In this Group: Esther, Esther, Hadija*, Jane, Mary, Milly, Waliya, Agati, Annet, Kavin, Badaga, Safi*, Ssenoga
* not pictured
Owning a business is a worthwhile proposition that many people have of late been eager to explore. From the estimation of 28-year-old Esther, it carries a whole lot of meaning and brings dividends that one would not enjoy while in formal employment.

Esther, a happy-go-lucky mother of two set forth in her pub business a year ago. She operates from Kayunga, a stone's throw away from Kampala. She had gotten disillusioned with the red tape manifest in formal employment.

Esther says from the day she started working, the thought of being her own boss always crossed her mind. She invariably wanted to have the leverage to make her own decisions. What has helped Esther in periods of uncertainty has been her ability to look on the bright side of things. A pub is a profitable venture so if one is painstaking in his or her plans and adds a sense of shrewdness, they are bound to reap big.

Esther sells both hard and soft beverages at her pub. Monthly, her sales profits add up to Ugandan shillings 350,000. Esther’s group is on their 5th loan with Pearl Micro-finance. Esther also ekes out a side income from farming. She says she will use her loan to purchase more crates of soft and hard drinks to resell.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 286
    View loans »
    Uganda Loans Fundraising
  • $31,111,650
    Funds lent in using Kiva
  • 2,785.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Kayunga Market Women's Group B's $3,850 loan helped a member to purchase more crates of soft and hard drinks to resell.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Aug 20, 2011
Sep 16, 2011
Currency Exchange Loss:
Feb 15, 2012