Sebastiano is an individual client in Ibanda district. He is 42 years old and married with 5 children. Sebastiano is a farmer who grows and sells produce such as maize and beans. Sebastiano takes an active role directly in cultivation on farms which is why on average, he is able to generate about 120,000 UGX per month as profit. Sebastiano has been in this business 16 years and now plans to take it to another level by buying a small pick up car that he will use to transport his produce to the markets.