Fredrick is a 27 year old married man. He describes himself to be quiet, persistent, and patient. He operates a restaurant business where he sells tea, rice, chapati and beef stew. He has been involved in this business for 2 months and employs 2 staff members. His business is located in a commercial area and his primary customers are business people.
Fredrick describes his biggest business challenges to be that business is slow and inconsistent and sales only take place in the evening. He will use the KES 20,000 loan to purchase chairs for the restaurant, flour, sugar and cereals. His business goal is to open other restaurants in other parts of town within 5 years. He hopes that, in the future, he will diversify to open a school, since he and his wife are both teachers.