Casipher is 34 years old, married with 3 children aged 14-18. They live in a rented house in Hoima, Uganda. She has been operating a bar and lodge for 8 years. With the income generated, she has been able to pay school fees for her children. She faces the challenge of customers breaking bottles while drunk. Her dream is to operate a five-star hotel. Casipher needs the loan facility to buy beers and sodas for sale.