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Nelly María
The July 22nd Communal Bank meets every 15 days in the parish of Picoaza in the city of Portoviejo. This place is known for being a commercial area, the traditional festivals for St. Peter and St. Paul, and the joy of its people.


It is in this place that one can meet Sra. Nelly. She is 26 years old, married, and currently in the second month of her pregnancy with her first child. Her husband is an auto mechanic.


Nelly manages a food store at her mother’s house, which is also where she and her husband reside. She sells all types of products such as rice, sugar, oil, detergents, and other items. Nelly works every day from 6am to 8pm. She says that she started with all the capital she could obtain, which was a very small amount. With the help of the loans, she has been able to increase her inventory a little bit at a time. Nelly has been in business for six years and this is how she has earns her own income.


This loan will be used to restock her store. She will buy rice, sugar, oil, and other basic necessity products that she is lacking so that her customers will remain satisfied. Nelly has been with the Communal Bank from the beginning and enjoys being a member because her group is very strong and supportive of one another. Her goals are to move forward in her business and to have it grow day after day.

View original language description ↓
El Banco Comunal 22 De Julio se reúne cada quince días en la parroquia Picoaza de la ciudad de Portoviejo. Lugar conocido por ser una zona muy comercial, por sus fiestas tradicionales de San Pedro y San Pablo y por la alegría de su gente.

En este lugar conocimos a la señora Nelly, tiene 26 años de edad, está casada y en la actualidad está en su cuarto mes de embarazo de su primer hijo. Su esposo es mecánico automotriz.

Nuestra amiga tiene una tienda de comestibles en la casa de su mamá, lugar en el cual vive junto a su esposo, en ella vende todo tipo de productos, como arroz, azúcar, aceites, detergentes, etc. Trabaja todos los días desde las 6h00 hasta las 20h00, nos cuenta que empezó con muy poco reuniendo todo el capital que tenia y con la ayuda de los créditos ha ido aumentando de mercadería poco a poco, lleva seis años con su negocio y es allí donde gana sus propios ingresos.

Este crédito lo va a emplear en surtir mas su tienda, va a comprar arroz, azúcar, aceite, y otros productos de primera necesidad que aún le falta para que sus clientes estén satisfechos. Está en el Banco Comunal desde el inicio y le gusta porque el grupo es muy fuerte y solidario.

Sus metas son seguir adelante en su negocio y que su tienda crezca cada día más.

About Ecuador

  • $10,200
    Average annual income
  • 35
    View loans »
    Ecuador Loans Fundraising
  • $23,451,875
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Nelly María to buy rice, sugar, oil, and other basic necessity products.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 31, 2011
Listed
Sep 19, 2011
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2012