Daniela Estefania is 18 years old. She is single, and has no children. She lives with her parents in the Chillanes canton, in Bolivar province.
The "EL PLACER" community bank is in the Chillanes canton, in the San Jose del Tambo province. It is located 60 minutes from the main office. This community bank has 24 members who work in agriculture growing plantains, rice, yucca, cocoa, soy and oranges.
Daniela works growing rice, corn, oranges, soy and plantains. She makes her purchases in San Jose del Tambo, and makes her sales in the Chillanes market on Sundays.
The loan she is requesting is to buy agricultural supplies and fertilizers. The loan will help her by helping to improve her harvest. She faces challenges such as the other producers' experience. Her dream is to have her own home and to finish her studies.
In her free time, she likes to go out with her parents and chat with her neighborhood friends.
Daniela Estefania tiene 18 años de edad, es soltera no tiene hijos vive con los padres, en el Canton Chillanes Provincia de Bolivar.
La V.R.C se llama EL PLACER perteneciente al Canton Chillanes parroquia San Jose del Tambo esta ubicada a 60 minutos de la oficina, en esta ventanilla hay 24 socios que se dedican a la agricultura a la siembra de Platano, arroz, yuca, cacao, soya y naranja.
Daniela se dedica a la siembra de arroz, maiz, naranja, soya y platano. Las compras las realiza en San Jose del Tambo y las Vende en el mercado de Chillanes los domingos en la feria.
El credito lo solicita para comprar de insumos agricolas y fertilizantes. El credito le ayudara como apoyo para mejorar la cosecha . Enfreta desafios como la experiencia de los productores. Su sueño es tener casa propia y terminar los estudios.
En los tiempos libres le gusta salir con los padres y conversar con las amigas del barrio.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!