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Nery Carmen
View original language description ↓
Nery Carmen T. Perez is the mother of two girls (ages 3 and 1 respectively). This woman's business is selling clothing and she tells us that she married at a very young age and had no experience with this type of work, as she previously helped her mother do housework. She established her business when her husband was unable to meet their household expenses, due to the fact that that his income was too low, and this way, the two of them began working hard to support their two beloved daughters.

Mrs. Nery has workded with CEPRODEL for 4 years now, and is very happy with the loans which have already been provided. They have helped her meet the needs of her business and her customers. To date, she has had 20 loans with CEPRODEL.

Translated from Spanish by Mayra Gould, Kiva volunteer.

Nery Carmen T. P. es madre de dos niñas en edades de tres y un año, el negocio de esta señora es la venta de ropa y según cuenta, se casó muy joven y en ese momento no tenía ninguna idea en lo que respecta al negocio de venta de ropa ya que anteriormente ella le ayudaba a su mamá en los quehaceres de la casa. El negocio de la venta de ropa lo comienza cuando su esposo no logra cubrir los gastos del hogar por recibir bajos ingresos, de esta manera entre ambos comienzan a trabajar fuertemente por llevar el sustento a sus dos amadas hijas.

Doña Nery trabaja con CEPRODEL desde hace 4 años y se siente muy satisfecha con los créditos otorgados ya que le han sido brindados en el momento oportuno, ayudando a sí a suplir las necesidades del negocio y satisfacer a diario a su clientela. Ella tiene un record de 20 créditos.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $350 helped Nery Carmen to purchase clothing for sale in her business. (Compra de ropa).
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 11, 2008
Jan 27, 2008
Currency Exchange Loss:
Sep 28, 2008