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Sandoh Group
In this Group: Sia, Amie , Binta, Sia, Abu
In the photo are members of the “Sandoh” group. They are small-scale business people based in Kenema, a city in eastern Sierra Leone. They have come to SMT/Kiva lenders to seek a loan of 800,000.00 SLL each in order to expand their businesses. With this loan, they will be able to expand their businesses, make more profit, and consequently improve their standard of living.

The leader of this group is Sia. Sia, aged 27, was born in a place called Koquma but she is currently residing in Kenema, together with her husband and 2 children. Her husband is a businessman and her children are attending primary and secondary schools. For 10 years now, Sia has been selling rice, bulgur wheat, gari (food made out of cassava roots), tomatoes, etc. With her share of this loan, she is going to buy the above mentioned goods in bulk to add to her current stock.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 22
    View loans »
    Sierra Leone Loans Fundraising
  • $9,379,975
    Funds lent in using Kiva
  • 4,354.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Sandoh Group's $925 loan helped a member to purchase rice, bulgur wheat, gari, and tomatoes in bulk to add to her current stock.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Aug 17, 2011
Sep 14, 2011
Currency Exchange Loss:
Jul 18, 2012