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Company "Bai-Tushum and Partners" expresses a sincere appreciation to all social investors from Kiva, who supported Rahat's first loan, which she used as directed and repaid without delays. Rahat started her business of with resale of haberdashery goods in 2004, using a starting capital of only 1,000 som (KGS). Today, Rahat has a good turnover of 30,000 (KGS) som and cash resources of 15,000 som (KGS) to buy merchandise. To further increase her goods turnover, Rahat requested a second loan in the sum of 45,000 som (KGS) from the "Bai-Tushum and Partners" company. She plans to use the income from the loan to pay for her son's education and to further expand her business.
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Компания «Бай – Тушум и Партнеры» выражает искреннюю признательность всем социальным инвесторам Кива, которые поддержали первый кредит Рахат, использованный по назначению и погашенный без просрочек.
Рахат начала свой бизнес в перепродаже галантерейных изделий в 2004 году, использовав стартовый капитал в сумме всего лишь 1,000 сом (KGS). На сегодняшний день, Рахат имеет в наличии товарооборот на сумму 30,000 (KGS) сом и наличные средства в сумме 15,000 сом (KGS) для закупа товара. Для дальнейшего увеличения своего товарооборота, Рахат повторно обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 45,000 сом (KGS). Доходы от кредита она планирует направить на оплату обучения сына, а в дальнейшем – на расширение бизнеса.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 88
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,751,450
    Funds lent in using Kiva
  • 45.1
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Rahat to increase goods turnover.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 19, 2011
Sep 13, 2011
Currency Exchange Loss:
Aug 15, 2012