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Carmen
The Communal Bank “Con Amor Y Fe Hacia el Desarrollo” (Toward Development with Love and Faith) meets every 15 days in Los Bajos de Montecristi, a city known for its rich culture and its handicrafts. For example, its straw hats are known within and outside of the country.


It is here that one can meet Sra. Carmen. She is 38 years old and a single mother with two children (ages 14 and 11), who attend high school and elementary school respectively. Carmen and her family live at her mother’s house. She has been with the Communal Bank for more than six years and is the group secretary. Carmen likes being a member because she feels like she is part of a family.


She is involved in many activities in addition to being a good homemaker. Carmen also works as a nurse’s assistant, a merchant, and an artisan. She says that she makes straw hats in the evenings. In addition, she spends three days a week traveling through her town selling cosmetics. Carmen says that all of her jobs have been good and that she is able to provide for the welfare of her family. After she produces the straw hats, Carmen hands them over to merchants who come to her house and take them to other places to sell. She has been in business for more than 14 years and learned this trade from her mother.


This loan will be used to buy cosmetics and straw for making hats. Her dream is to see her children become successful professionals.

View original language description ↓
El Banco Comunal Con Amor Y Fe Hacia el Desarrollo se reúnen cada 15 días en Los Bajos de Montecristi, ciudad conocida por su riqueza cultural y por su artesanía como por ejemplo los sombreros de paja toquillas conocidos dentro y fuera del país.

Aquí conocimos a la señora Carmen tiene 38 años de edad, es madre soltera de dos hijos de 14 y 11 años de edad que estudian en colegio y escuela. Ella vive en casa de su mamá. Lleva más de seis años en el Banco Comunal, es la secretaria del grupo y le gusta porque aquí se siente como en familia.

Nuestra amiga se dedica a muchas actividades ya que además de ser una muy buena ama de casa también es auxiliar de enfermería, comerciante y Artesana, nos cuenta que ella elabora sombreros de paja toquilla y esto lo hace por las noches, también tres días a la semana se dedica a recorrer su localidad vendiendo cosméticos, nos comenta que todo trabajo es bueno y que tiene que hacerlo por el bienestar de su familia. Elabora los sombreros de paja toquilla y luego los entrega a comerciantes que llegan hasta su casa para luego llevarlos a otros lugares para su comercialización. Lleva más de 14 años realizando esta actividad y que esto lo aprendió de su mamá.

Este crédito es para comprar cosméticos y paja toquilla para elaborar los sombreros.

Su sueño es ver que sus hijos sean muy buenos profesionales.



About Ecuador

  • $10,200
    Average annual income
  • 38
    View loans »
    Ecuador Loans Fundraising
  • $23,094,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $950 helped Carmen to acquire straw for making hats and to purchase cosmetics to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 30, 2011
Listed
Sep 18, 2011
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2012