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Janeth Jesús
The Communal Bank “Con Amor Y Fe Hacia el Desarrollo” (Toward Development with Love and Faith) meets every 15 days in Los Bajos de Montecristi, a city known for its rich culture and its handicrafts. For example, its straw hats are known within and outside of the country.


Sra. Janeth is a founding member of the Communal Bank. She is the overseer of the rules and enjoys being in this role because her fellow group members have been very punctual with their loan repayments. Janeth is 40 years old, married, and has three children (ages 19, 16, and 14). The two younger children attend high school and all of them still live with her. Her husband is a chauffeur.


Janeth is a homemaker who earns her own income by selling Avon and Esika products (beauty products, cosmetics, perfumes, and women’s accessories). She works three days a week, selling her products on credit and collecting payments at the end of the week. Janeth says that the products that she sells most are cosmetics, although she has also sold a significant number of perfumes. She has been in business for two years and has done very well. Janeth started her business with the help of one of the loans she received through the Communal Bank.


This loan will be used to buy perfumes, crèmes, cosmetics, and trinkets. Her dream is to open a large bazaar.

View original language description ↓
El Banco Comunal Con Amor Y Fe Hacia el Desarrollo se reúnen cada 15 días en Los Bajos de Montecristi, ciudad conocida por su riqueza cultural y por su artesanía como por ejemplo los sombreros de paja toquillas conocidos dentro y fuera del país.

La señora Janeth es socia fundadora del Banco comunal, es la fiscal de reglamentos y le gusta porque sus compañeras son muy puntuales. Tiene 40 años de edad, está casada y de esta relación tiene tres hijos de 19, 16 y 14 años de edad, los dos menores estudian en colegio, todos sus hijos aun viven con ella. Su esposo es chofer.

Es un ama de casa que para obtener sus propios recursos se dedica a la venta de productos de Avon y Esika (productos de belleza, cosméticos, perfumería y accesorios para damas). Trabaja tres días a la semana, deja sus productos a crédito y cobra cada fin de semana. Nos cuenta que lo que más vende son los cosméticos aunque también vende bastantes perfumes. Lleva dos años que se dedica a esta actividad y le va muy bien, ella empezó con la ayuda de uno de los créditos que recibió del banco.

Este crédito es para comprar perfumes, cremas, cosméticos y bisutería.

Su sueño es tener un gran bazar.

About Ecuador

  • $10,600
    Average annual income
  • 93
    View loans »
    Ecuador Loans Fundraising
  • $24,104,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Janeth Jesús to buy perfumes, crèmes, cosmetics, and trinkets.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 30, 2011
Listed
Sep 18, 2011
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2012