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Wiñay Huayna Group
In this Group: Manuel, Norma, Norma Rosario, Zoila, Jaqueline, Victor Teodocio, Luis Felipe, Gavina, Felipe*, Elizabeth, Maria Graciela, Lourdes Ricardina, Marcia Felicitas, Karen Janessi, Bery Luz
* not pictured
Señor Manuel was born in Juliaca, a city in the Department of Puno. He currently lives in the city of Cusco. (Señor Manuel has his hand raised in the photo).

Señor Manuel is married and his two children are the product of his happy relationship. He is a hard-working and responsible father who supports his children. He is a representative of a private company and he recruits people to be included in various market networks. When he recruits people he sells them a nutritional product and in turn these people do the same, recruiting other people to incluD. them in the market networks. He has now been participating in this type of business for three years and it is going very well thanks to the effort he puts into his work.

Señor Manuel is a member of the Communal Bank “Wiñay Huayna” and on this occasion he requires a loan to buy educational material to train and recruit people.

The members of the Communal Bank “Wiñay Huayna” meet every thirty days in the city of Cusco. The Communal Bank is maD. up of hard-working and enterprising people who are constantly looking for opportunities to get ahead and to create a better future for their children through their daily efforts. The majority of the members live in the city of Cusco and the economic activities of the other members are, for example, art sales, cosmetic sales and food sales among other activities.

Cusco is an area known for its tourism, commercialism, for the traditional festival of Inti Raymi and also because “Machupicchu”, one of the seven wonders of the world, is found there.
View original language description ↓
El señor Manuel nació en la ciudad D. Juliaca del departamento D. Puno, Actualmenrte, él vive en la ciudad del Cusco. (En la fotografía el señor Manuel está levantando la mano).

El señor Manuel está casado y fruto D. esta hermosa relación tiene dos hijos, él es una padre trabajador y responsable que saca adelante a sus hijos, él es representante D. una empresa privada y trabaja reclutando personas para incluirlas en unas redes D. mercados, él cuando capta a las personas les venD. un producto nutricional y a su vez estas personas hacen lo mismo reclutando personas y se convierten en una redes D. mercados. Ya son tres años que participa en este tipo D. negocio y le va muy bien gracias al empeño que pone en su trabajo.

El señor Manuel pertenece al banco comunal “Wiñay Huayna” y en esta oportunidad Manuel requiere el préstamo para comprar materiales didácticos para capacitar o reclutar a las personas.

Las reuniones D. las socias del Banco Comunal “Wiñay Huayna” son cada treinta días en la ciudad del Cusco. El banco Comunal está conformado por personas que son trabajadores y emprendedores que buscan a cada momento las oportunidades para salir adelante y con su esfuerzo diario entregar un mejor futuro a sus hijos. La mayoría D. los socios viven en la ciudad D. Cusco y sus actividades económicas D. los demás socios son por ejemplo venta D. artesanía, venta D. cosméticos, venta D. comida y otras actividades.

Cusco es conocido por ser una zona muy turística, comercial, por su fiesta tradicional del Inti Raymi y porque se encuentra una D. las siete maravillas del mundo “Machupicchu”.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 154
    View loans »
    Peru Loans Fundraising
  • $60,187,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Wiñay Huayna Group's $2,950 loan helped a member to buy educational material to train or recruit people.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 26, 2011
Sep 16, 2011
Currency Exchange Loss:
Jan 15, 2012