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Unidas Por El Amor Group
In this Group: Olga Doris , Onelia Elizabeth, Marina , Enma Rosalia, Maria Esmeralda*, Francisca , Maria Salome, Juan Bautista , Paulino, Maria Angelina , Denia Rosmery , Justa
* not pictured
Doña Francisca is a member and coordinator of the communal bank Unidas por el Amor. She is 56 years old and a widow. She has 6 daughters and 2 sons. She sells groceries and lives in Rusio in the municipality of Juticalpa.

She has had a grocery store for the last 16 years and as a result has been able to raise her minor children. She started the business when her husband died and she was left without an income with which to support her family. So she began buying staple products and little by little was able to stock her grocery store. The grocery store is called "Pulperia Yolani" and is open from 6:00 am until 6:00 pm. When Francisca performs the household chores or when she goes out to buy merchandise, one of her daughters helps her out by taking care of the customers.

Francisca needs the loan she is asking for to buy rice, beans, butter, soap, oil, pasta, sauces, condiments, doughnuts, soft drinks, bread, meat, cold cuts, chicken and other food commodities. With the support of this loan, she will be able to stock her business and her clientele will not go elsewhere to buy because she will have a little of everything among her products.

Her dream is to grow her business into a mini-mart and support her children so that they can finish their academic studies. Francisca has had several loan cycles with FAMA and has been a client who is punctual with her repayments.
View original language description ↓
Doña Francisca es miembro y coordinadora del Banco Comunal Unidas por el Amor, tiene 56 años de edad, es viuda y madre de seis hijas y dos hijos, se dedica a la venta de abarroteria y reside en la comunidad del Rusio en el municipio de Juticalpa.

Desde hace 16 años atras Francisca tiene una pulperia y gracias a ello ha podido sacar adelante a sus hijos menores. Inició su negocio cuando su esposo murió y ella se quedó sin ingresos para sostener a la familia, asi que fue comprando productos de la canasta basica y poco a poco fue surtiendo su pulperia. La pulperia se llama "Pulperia Yolani", y esta abierta desde las 6:00 am hasta las 6:00 pm, y cuando Francisca realiza los quehaceres del hogar o sale a comprar la mercaderia, una de sus hijas le ayuda a atender a la clientela.

El prestamo que solicita Francisca lo necesita para la compra de arroz, frijoles, manteca, jabon, aceite, pastas, salsas, condimientos, churros, refrescos, pan, carnes, embutidos, pollo, entre otros productos de consumo alimenticio. Con el apoyo de este prestamo ella podra surtir su negocio y su clientela no se ira a otro lugar a comprar porque tendra de todo un poquito en productos.

Su sueño es ampliar su negocio hasta convertirlo en un mini-mercadito y apoyar a sus hijos para que puedan terminar sus estudios academicos. Francisca tiene varios ciclos en FAMA y ha sido una clienta puntual con el pago de sus cuotas.

Additional Information

About FAMA:

Honduras is one of the poorest countries in the Western Hemisphere with approximately 59% of people living below the poverty line. Familia y Medio Ambiente OPDF (FAMA OPDF) is a Honduran non-profit with no religious or political affiliation. FAMA’s mission is to provide quality and opportune financial services so that men and women have equal opportunities to develop their micro or small businesses, whether they focus on agriculture, manufacturing or services. FAMA operates 13 branches throughout Honduras and serves over 12,500 clients.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Honduras

  • $4,800
    Average annual income
  • 84
    View loans »
    Honduras Loans Fundraising
  • $8,816,850
    Funds lent in using Kiva
  • 18.8
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A portion of Unidas Por El Amor Group's $3,250 loan helped a member to buy grocery products.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 19, 2011
Listed
Sep 16, 2011
Currency Exchange Loss:
Possible
Ended:
Jan 15, 2012