Santiago De Gualaceo (Cuenca) Group
One of the members of this group is María Betty. She lives in the canton of Gualaceo and works selling food.
This member or the bank is 51 years old, married, and has 2 children of 30 and 20 years of age who are married and independent. Her husband works in agriculture. They don't have their own house so they rent a place in town.
María Betty begins her work at 3 in the morning when she gets up to prepare her products. She starts selling at 6 in the morning and finishes at 2 in the afternoon. Later she clears up the utensils and gets ready a little for the following day. She has been running this business for 6 months and works from Monday to Friday. At the weekends, she works as a cook in a restaurant.
This is her first loan and she will use it to buy groceries so she can continue with her business.
Her goal is to grow her business.
Una de las integrantes de este grupo es la Sra. María Betty vive por el cantón Gualaceo y se dedica a la venta de comida.
Nuestra socia tiene 51 años, es casada y fruto de su unión conyugal ha concebido 2 hijos de 30 y 20 años de edad quienes son casados e independientes. Su esposo labora en la agricultura, no tienen casa propia por lo que viven arrendando en este cantón.
La jornada de Doña María Betty empieza su labor a las 3 de la mañana ya que se levanta a preparar sus productos, empieza la venta a las 6 de la mañana y termina a las 2 de la tarde, luego arregla los utensilios y adelanta un poco para la jornada del siguiente día. Lleva en el negocio 6 meses y labora de lunes a viernes, los fines de semana labora como cocinera en un restaurante del lugar.
Se encuentra en su primer crédito y lo va a invertir para comprar víveres para continuar con su negocio.
Su meta es ampliar su negocio.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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