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Las Abejas Group
In this Group: Carmen, Olga, Maria , Julia , Justa*, Alicia , Paula, Margarita
* not pictured
“Las Abejas" (The Bees) community bank is just starting its second loan cycle with Pro Mujer, as part of the Los Andes regional office. The group has eight members and is run by a board of directors which is led by Carmen. The businesses that the members of the bank are engaged in are varied and include: making sports clothes, selling gently-worn clothing, selling potatoes and chuño (freeze-dried potato), selling straw mattresses, knitting sweaters, making blankets and macrame, knitting caps and selling vegetables.

Carmen says that she has been working with Pro Mujer for six months. She joined the institution through an invitation from a friend and currently has a business selling cakes. She has been in this business for six months and learned the trade from a friend.

Carmen is requesting this loan to increase her capital (buying flour, sugar, etc.). She will buy her supplies in La Ceja and use them to make her products which she will sell in local street markets. This work enables her to make money with which to support her family. She lives with her partner and has three children.

When we asked her what she likes about Pro Mujer, Carmen replied that she likes the training. In the photo we can see that Justa is not there. She had a doctor's appointment.
View original language description ↓
La A.C. “LAS ABEJAS” iniciará su segundo ciclo en Pro Mujer, como parte del centro focal Los Andes, está compuesta por seis integrantes y está dirigida por una mesa directiva encabezada por la señora Carmen. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos tenemos: producción de deportivos, venta de ropa a medio uso, venta de papa y chuño, venta de colchones de paja, tejido de chompas, cortes de mantas y macrame, tejido de gorros, venta de verduras.

La señora Carmen, indica que seis meses que trabaja en Pro Mujer y que integro la institución por invitación de una compañera. En la actualidad ella tiene un negocio de venta de masitas que viene trabajando hace seis meses atrás aprendiendo el mismo de una compañera.

El crédito que ahora sacará es para aumentar su capital (compra de harina, azúcar, etc.) que adquirirá de la Ceja y posterior a la elaboración lo comercializará en las ferias. Esta forma de trabajo le permite generar recursos para apoyar a su familia, pues ella vive en concubinato y tiene tres hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la capacitación.

En la fotografía podemos ver que no esta presenta la señora Justa por que se encotraba en consulta médica.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 81
    View loans »
    Bolivia Loans Fundraising
  • $29,481,750
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Abejas Group's $1,800 loan helped a member to buy flour, sugar, etc.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 26, 2011
Listed
Sep 15, 2011
Currency Exchange Loss:
Covered
Ended:
Apr 15, 2012