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Francisca lives in the “23 de marzo” development with her husband Indalecio who is a driver. He travels to Iquique-Arica, Chile and for this reason, he is away from home for weeks, sometimes months at a time. Her four children also live with her; one attends university, another has his own business in the Achumani area, and two are school age. Francisca sells underskirts to “Cholitas” (indigenous women of Bolivia) to wear under their “polleras” (traditional multi-layered skirts). She takes her merchandise to Villlarroel province where she has very good sales. She also buys wholesale cheese there for resale. Market day is Saturday, so she travels every weekend and works at her sales stand all day. She has family in the community and takes advantage of the opportunity to visit them. She is requesting the loan to increase her working capital and buy merchandise since she has various orders for underskirts and shawls and wants to fill these orders. She is a hard-working person.
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La Sra. Francisca vive en la urbanización 23 de marzo junto a su esposo Indalecio que es chofer asalariado que viaja a Iquique-Arica Chile, por tal motivo el esposo de la Sra. Francisca se ausenta por semanas y a veces meses de su casa, ella vive con sus cuatro hijos uno que va a la universidad, una de ellas tiene su propio negocio en la zona de Achumani y dos en edad escolar, la Sra. francisca vende las enaguas a las cholitas mujeres de pollera y lleva también a la provincia Villarroel donde tiene muy buena venta y de donde aparte trae los quesos por mayor para poder vender, ella viaja cada fin de semana ya que el día de feria es el sábado y todo el día esta en su puesto de venta y tiene también familiares en la comunidad y aprovecha para visitarles, ella solicita el crédito para el incremento de capital de trabajo y compra de mercadería ya tiene varios pedidos de enaguas y mantas y ella desea cubrir este pedido, es una persona muy trabajadora.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $2,817
    Average annual income
  • 124
    View loans »
    Bolivia Loans Fundraising
  • $30,305,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Francisca to buy underskirts and shawls.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 11, 2011
Sep 15, 2011
Currency Exchange Loss:
Mar 15, 2013