Yessica sells Herbalife products and also is employed as a salesperson in a bookstore. She needs the loan to buy Herbalife products at wholesale which are well received by her customers. This activity is the main source of income that she has to cover her expenses. She lives in her aunt’s house located in the city of La Paz’s Auquisamaña zone. She’s single and has no children. This is the first time the client has obtained an IMPRO loan.
La señora Yessica se dedica a la venta de productos de la linea “herbalife”; además, es vendedora en una librería. El crédito lo requiere para la comprar al por mayor de los productos herbalife que tienen buena acogida entre sus clientes. Esta actividad es la principal fuente de ingresos que tiene para cubrir sus gastos. Vive en la casa de una tía la misma queda ubicada en la zona Auquisamaña de la ciudad de La Paz, es soltera y no tiene hijos. Es la primera vez que la cliente obtiene un crédito en IMPRO.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.