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Zabel trades in clothing from a rented booth in the city market. Retail is the family's main source of income and it is barely enough to cover the daily costs. Zabel would like to increase the clothing variety and expand her business.

With the requested loan Zabel plans to purchase new clothing stock. Zabel will increase her income and insure a brighter future for her family. Zabel lives together with her husband and two children.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 128
    View loans »
    Armenia Loans Fundraising
  • $14,056,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Zabel to pay for clothing.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 1, 2011
Oct 1, 2011
Currency Exchange Loss:
Mar 15, 2013