Anthony is a farmer in Litein, South rift Kenya. He has been in farming for 18 years and currently produces milk and tea for the local market with the help of two farmhands. He is married with four children, two of whom are adults and the other two who are still schooling.
Anthony made a 50,000 Kenya shilling (KES) loan request through Kiva partner Juhudi Kilimo to help him construct a zero grazing (stall feeding) unit. He says this would improve his milk output and help him in running his hotel and butchery businesses in the local market and in turn educate his children.
Anthony notes that markets should be improved as they could be a challenge to farming business. He is also advocating for more farmer training.
To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.