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Earng, 56 years old, is a farmer with her husband and earns $7 per day. This couple has five children; two are studying, two more are farming, and one more is working in a factory, each earning $4 per day. Every month, she has to spend $30 on food, $7 on electricity, $25 on school fees, $15 on transportation, and $10 on other expenses.

She would like to request a loan of $1000 to buy fertilizer and hire workers to clear the grass in her field. She wants to divide her field into two parts for planting yams and farming. She hopes that her new career will make her income improve.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 53
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Earng to buy fertilizer and hire workers.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Aug 18, 2011
Sep 12, 2011
Currency Exchange Loss:
Jun 20, 2012