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Manuel Eliezer
Manuel will use the loan to pay for a post-graduate degree in Accounting, as he has his undergraduate degree but wants to continue specializing and achieve a higher professional level.

His mother has inspired him to continue studying, as she has worked a lot to be able to give him an education, and currently she has work that helps her cover the household expenses.

The difficulties he faces are his lack of money to be able to pay for his studies. He hopes to be able to achieve the goals that he has set for his life, and is confident that he will be able to accomplish this through his studies.
View original language description ↓
Manuel usará el crédito para pagar un Postgrado en Contabilidad, ya tiene su carrera universitaria pero desea seguir especializándose, para alcanzar mayor grado profesional. Su madre le inspira a seguir estudiando porque ha trabajado mucho para poder darle una educación, y ahora que ya tiene trabajo le apoya con los gastos del hogar. Las dificultades que tiene son la falta de dinero para poder pagar sus estudios de una vez. Espera poder lograr las metas que se ha fijado en su vida, y está seguro lo logrará a través del estudio.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,406,150
    Funds lent in using Kiva
  • 22.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Manuel Eliezer to pay for a post-graduate degree in Accounting.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Aug 9, 2011
Sep 16, 2011
Currency Exchange Loss:
Sep 17, 2014