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Naome is 28 years old and lives in the town of Ggaba in the Kampala South region of Uganda. She is married and has three children who are all currently in school. For the past two years, Naome has been working hard to manage her retail shop, where she sells sugar, soap, and cooking oil.

To help expand her business, Naome has requested a loan of 1,500,000 Ugandan shillings from Kiva field partner BRAC Uganda. The loan will be used to purchase sugar, soap, and cooking oil for resale, which she hopes will allow her to generate greater profits and improve the quality of life for her family. Naome hopes that in the future she will be able to transform her shop from a retail business to a wholesale operation.

Naome is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Naome who do not have enough collateral for commercial loans, but have businesses that have grown too large for microloans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,800
    Average annual income
  • 201
    View loans »
    Uganda Loans Fundraising
  • $31,415,550
    Funds lent in using Kiva
  • 2,810.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Naome to purchase sugar, soap, and cooking oil for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 13, 2011
Sep 19, 2011
Currency Exchange Loss:
Apr 19, 2012