Ben is 35 years old and married with 3 children living in Hioma, Uganda. He owns a house, 3 cows and 10 goats and his family dream is to set up a ranch in the next six years. For 8 years he has been in produce business and he faces a challenge of the volatile produce prices which sometimes results in losses. In spite of this, he longs to set up a food store and also to export his produce. Ben needs the loan facility to buy maize and beans for sale.