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Las Flores 1, 2 & 3 Group
In this Group: Lourdes, Molarda, Adisa, Agueda, Ana, Antonia, Ayarilis, Betsaida, Wendy, Sonia, Rosario, Santa*, Otilia, Vetania, Maria
* not pictured
Lourdes is a borrower who lives in Santiago, Dominican Republic. She is the coordinator for her group, Las Flores 1, 2 & 3, (The Flowers). This group is composed of 15 businesswomen, all dedicated to doing business around their community and in other neighborhoods in the city.

Lourdes and her long-term partner have two children and live in a simple home in Santiago, the second largest city in the Dominican Republic. Urban areas of the Dominican Republic are very overcrowded. Lourdes sells Avon products, showing the catalog, and then her clients order them. She also operates a food stall where she sells 'Riky' (a meatball sandwich, very popular on the north coast of the country). She sells this in the morning and at night. With her business profits she will be able to reinvest in her food stall. She wants to expand the menu.

This is Lourdes’ fourth loan with Esperanza International, and she hopes to continue taking out loans to grow her business and improve the home life of her family.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Dominican Republic

  • $9,700
    Average annual income
  • 12
    View loans »
    Dominican Republic Loans Fundraising
  • $8,221,500
    Funds lent in using Kiva
  • 37.8
    Dominican Republic Pesos (DOP) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Flores 1, 2 & 3 Group's $3,500 loan helped a member to buy meat, bread, juice and cosmetics.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 19, 2011
Sep 11, 2011
Currency Exchange Loss:
Feb 15, 2012