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Porn, 49 years old, sells palm fruit and food, earning the income of $3 per day. She is a single mother who lives with four children. One is studying and the other three are working in the factory earning $3 per day for each. Every month, Porn has to spend $70 on food, $12 on school fees, and $10 on other expenses. She would like to request a loan of $600 to buy material for repairing her house. She plans to buy a stock of rice for resale when there is a good price.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 275
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Porn to buy material for repairing her house.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Aug 17, 2011
Sep 11, 2011
Currency Exchange Loss:
Feb 15, 2012