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Thai, 31 years old, is a garment factory worker, earning the income of $3 per day. Her husband is also working in the factory with the income of $3 per day. This couple has one child who is four years old. They live with two other family members, Thai's mother and sister. Every month, Thai has to spend $82 on food, and $20 on other expenses. She would like to request a loan of $1200 to buy a motorbike for traveling to work. In the future, she wants to buy grocery goods to sell in front of her house to make more income.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 57
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Thai to buy a motorbike for traveling to work.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Aug 15, 2011
Sep 11, 2011
Currency Exchange Loss:
Jul 24, 2012