Joram is a 42-year-old married man with nine children, and he owns a house in Kasese, Uganda. The responsibility of looking after the family is vested in him, and his desire is to finish building the house and educating his children.
He has been in the bakery business for ten years and he generated the initial capital from selling two of his cows. His hardship is price fluctuations and his vision is a modern bakery that meets international standards.
Joram needs the loan to buy wheat flour for baking and also to complete his house.