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María Elizabeth
The Buenas Amigas communal bank meets every fifteen days in Montecristi canton, known for its rich pre-colonial culture and for its handicrafts, which are recognized nationally and internationally. This is also the place of famous panama hats.

We meet Maria here. She is 23, married and has a daughter, 4, and is currently in her third month of pregnancy. Her husband has a job cleaning swimming pools.

In order to earn her own money, and in this way help with household expenses, Maria sells all kinds of clothing. Her way of doing so is by going door to door. She also sells from her house, where her customers come. She works three days a week, above all during the afternoons and evenings when her husband is at home and can care for their daughter. On certain occasions he accompanies her in her sales. She provides credit to her customers and collects every weekend. She buys her merchandise in Guayaquil when she needs to. She has been doing this work for two years and it is going very well.

Maria will use this loan to buy more merchandise, such as pants, blouses, T-shirts and children’s clothing. She is one of the founding members of the communal bank and is the treasurer. She likes the group because her fellow members are united and make their payments on time.

Her dream is to have a place with a good selection of merchandise.

In the photo she is shown with her small daughter.
View original language description ↓
EL Banco Comunal Buenas Amigas se reúne cada quince días en el Cantón Montecristi, conocido por su rica cultura pre colonial y por su artesanía que es reconocida a nivel nacional e internacional. Lugar de los famosos sombreros de paja toquilla.

En este lugar conocimos a la señora María, tiene 23 años de edad, está casada y de esta relación tienen una hija de 4 años y actualmente está en el tercer mes de embarazo. Su esposo realiza trabajos de limpieza de piscinas.

Nuestra amiga para ganar algo de dinero por su cuenta y con esto colaborar con los gastos que genera el hogar se dedica a la venta de ropa de todo tipo, su forma de venta es puerta a puerta y también vende en su casa hasta donde llegan sus clientes. Trabaja tres días a la semana sobre todo por las tardes o noches cuando su marido llega y puede quedarse cuidando a su pequeña hija o en ciertas ocasiones la acompaña en sus ventas, ella deja a crédito a sus clientes y cobra cada fin de semana. Su mercadería la va a comprar a Guayaquil cada vez que necesita. Lleva dos años que se dedica a esta actividad y le va muy bien.

Este crédito lo va emplear en comprar más mercadería como: pantalones, blusas, camisetas y ropa de niños. Es socia fundadora del Banco comunal, es la tesorera del mismo y le gusta porque sus compañeras son muy unidas y puntuales.

Su sueño es tener un local bien surtido de mercadería.

En la foto está nuestra socia con su pequeña hija.

About Ecuador

  • $10,600
    Average annual income
  • 93
    View loans »
    Ecuador Loans Fundraising
  • $24,207,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped María Elizabeth to buy pants, blouses, T-shirts and children's clothing.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 25, 2011
Listed
Sep 13, 2011
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2012